
Elizabeth Hovde of the Washington Policy Center is still encouraging lawmakers to seek a repeal in 2023
Elizabeth Hovde
Washington Policy Center
The WA Cares Fund exemption window for people who had private long-term-care insurance closes next month. And another 788 people applied to get out of the payroll tax between Oct. 14 and Nov. 14. Interestingly, there has been an uptick in applications the past two months, after half a year of lower application numbers.

As of Nov. 14, the Employment Security Department reports the following:
- Total opt-out requests submitted: 480,499
- Total opt-out requests approved: 476,841
- Incomplete applications: 3,550
- Total opt-out requests processed: 480,391
- Applications processed as a percentage of total: 99.98%
If you’re a person who has private long-term-care insurance (LTCI) — purchased before Nov. 1, 2021, as is required — you’ll want to jump through the exemption hoops available on the “Exemptions” page of the WA Cares website. If you’re one of the people counted as having an incomplete application, you should be sure to follow up. If your application was approved, you should have gotten a letter from the state that you need to show your employer. The payroll tax of 58 cents for every $100 a worker earns will begin in July 2023 without approval and proof shown to an employer.
After the new year, more exemptions will be made available to select groups who know they can’t benefit from WA Cares from the start, including workers who live outside of the state, non-immigrant visa holders, military spouses and certain veterans with disabilities. That was a change made in this year’s legislative session. These groups of people can also use the exemptions page of the WA Cares website to guide them in applying.
The commission overseeing the state’s long-term law has been mulling more possible changes to the program and tax. That’s because WA Cares is unpopular, the law was poorly written, and it will treat many people unfairly. Read my look at recent commission activity here.
The Long-Term Services and Supports (LTSS) Trust Commission has a slew of recommendations it is readying for the Legislature. Unfortunately, those recommendations don’t include repealing the misguided law and letting Washingtonians keep more of their money for needs today or to allocate for life needs they’ll have in the future. Let’s hope lawmakers seek repeal in 2023.
Elizabeth Hovde is a policy analyst and the director of the Centers for Health Care and Worker Rights at the Washington Policy Center. She is a Clark County resident.
Also read:
- POLL: With updated estimates reaching as high as $17.7 billion, what should happen to the I-5 Bridge replacement project?A new poll asks readers how the I-5 Bridge replacement project should proceed amid higher cost estimates and questions about transparency within the Interstate Bridge Replacement Program.
- Letter: ‘Walz’s tough talk is a blatant attempt to deflect his complicity in the massive fraud in his state’Camas resident Anna Miller argues that a governor has no legal authority to deploy the National Guard to interfere with federal law enforcement and criticizes Minnesota Gov. Tim Walz’s public statements.
- Opinion: Not a Good choiceLars Larson argues that personal choices led to a deadly confrontation with law enforcement during an ICE operation in Minneapolis.
- Opinion: ‘The IBR team has been lying to us and thanks to a veteran Oregon journalist, we have the smoking gun’Ken Vance argues newly obtained documents show Interstate Bridge Replacement staff withheld updated cost estimates from lawmakers and the public.
- Opinion: State CO2 report shows 86% of Washington’s claimed climate benefits are probably fakeTodd Myers argues a state climate report significantly overstates emissions reductions and raises concerns about data accuracy and accountability in Washington’s climate spending.







